Randy Hayer

Expert Real Estate Services in Merced County

Why Choose Randy Hayer?

Explore Merced County with Realty Executives. Discover your dream home with a partner dedicated to achieving the best results stress-free.

REVIEWS

cooke me 4l

Randy and his team are phenomenal!! He was able to get us our dream home by negotiating to a lower price that was in our budget! Donette was especially helpful, giving us recommendations for local vendors. Randy's team helped coordinate the required improvements that needed to be done on the house in order for us to get our FHA loan. Not only was his team able to facilitate all the work, but did it in a very timely manner faster than what we expected. His team responds very quickly stays in communication via text, email and phone. Hands-down, best real estate team!!

christinachute

Randy is a great realtor! We as sellers asked for Randy’s expertise on the pricing of our home as the market appeared to be adjusting, we feel Randy’s recommendation was crucial in our selling our home. Importantly, Randy is also a good man! We put our trust in Randy and he didn’t let us down. If Randy said he would call, email or text he did! Randy answered all our questions throughout; regarding contingencies, timelines, and documentation and delivered as promised. Randy went above and beyond, what he committed to and we are grateful to him and his whole team. Christina C. & Cari M.

awetzel

We met Randy through a recommendation and we are so glad we did. I have complete confidence in recommending Randy to anyone else. From the moment we started our engagement Randy did a detailed walk-through room by room with pages of notes, explained the current market conditions, told us exactly why we didn't need to invest more money into the house for improvements, and set a market price that performed beyond our expectations. He has a solid team of contractors to take care of any special circumstances and the contract process was a breeze with his sales assistants and escrow partners. Two thumbs up!

WHAT YOU WANT TO KNOW

How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.

What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?